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About Cardif Pinnacle

I work for Cardif Pinnacle, part of global banking group BNP Paribas, and one of the UK’s leading providers of creditor, warranty and special risks insurance. The Cardif Pinnacle Group has also established itself as a broad based supplier of financial services and investment products, providing competitive tax efficient products both through Independent Financial Advisers and direct to the public. Cardif Pinnacle is the trading style of Pinnacle Insurance plc. Visit the Cardif Pinnacle website at www.cardifpinnacle.com

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About Actuaries

Actuaries make financial sense of the future. To find out more about what actuaries do visit the Institute of Actuaries website at www.actuaries.org.uk.

The Staple Inn Actuarial Society organises a programme of papers and social events aimed at the younger members of the profession. Visit the SIAS website at www.sias.org.uk to find out about the latest papers and events. It also publishes The Actuary magazine, its website can be found at www.the-actuary.org.uk.

Interview with Plus Magazine

I was interviewed about my career as an actuary for an online maths magazine. You can read the interview at http://pass.maths.org/issue14/interview/index.html

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My Publications

I have a published a number of papers and articles, details of some of these are shown below.

MBA Dissertation - How do consumers evaluate risk in financial products?

This dissertation reviews the decision making processes consumers use in investing lump sums, focussing on how investment risk is perceived and assessed. This includes identifying the information sources consumers use and value, the type of involvement they experience with financial products and the role played in evaluation of investment risk by risk perceptions and risk propensity. Primary research was carried out with investment customers.

Download Dissertation pdf file 363kb
Download Appendices pdf file 265kb

Unemployment, Past, Present and Future

I have written a paper entitled Unemployment Past, Present and Future, with my colleagues Simon Jeffery and Graham Bolton. It was presented to the Staple Inn Actuarial Society on 1st February 2000 at Staple Inn Hall. The paper looks at the history of the creditor insurance market, the current marketing practices and the actuarial developments in this highly specialised niche market.

Download the paper pdf file 910kb

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